Terms of Use
Last updated: May 11, 2026
Important: Investing Hub provides calculators for informational and educational purposes only. Results are estimates and do not constitute financial, investment, tax, or legal advice. Always verify results independently and consult a qualified professional before making investment decisions.
1. Acceptance of Terms
By accessing or using Investing Hub (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site. We reserve the right to update these terms at any time; continued use of the Site following any changes constitutes acceptance of those changes.
2. Use of Calculators
The calculators on Investing Hub are provided to help you perform mathematical estimates related to investing, returns, fees, and financial planning. By using these calculators, you acknowledge that:
- Results are estimates only. Calculator outputs are based on the inputs you provide and standard mathematical formulas. They are not personalised to your full financial situation.
- Results are not financial advice. Nothing on this Site constitutes investment advice, tax advice, legal advice, or any other form of professional financial guidance.
- Past performance is not indicative of future results. Any return rates or benchmarks referenced are for illustrative purposes only. Actual investment returns will vary.
- You are responsible for verifying results. Before acting on any result produced by a calculator, you should independently verify the figure and consult a qualified financial adviser, accountant, or other professional as appropriate.
- Cryptocurrency involves significant risk. Crypto profit estimates on this Site do not account for market volatility, regulatory risk, or liquidity risk. Crypto investments can lose all value.
3. No Warranties
Investing Hub is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that:
- The Site will be available, uninterrupted, or error-free at any time.
- Calculator results are accurate, complete, or suitable for your specific situation.
- The Site is free from bugs, viruses, or other harmful components.
To the fullest extent permitted by law, we disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.
4. Limitation of Liability
To the maximum extent permitted by applicable law, Investing Hub and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on the Site or its calculator results. This includes, without limitation, any financial losses resulting from investment decisions made based on calculator outputs.
Your sole remedy for dissatisfaction with the Site is to stop using it.
5. Affiliate Disclosure
Investing Hub participates in affiliate programmes. Some links on this Site are affiliate links, meaning we may earn a commission if you click through and make a qualifying purchase or open an account with a third-party provider.
- Affiliate links are clearly marked as "Sponsored" on the Site.
- Our commission arrangements do not influence calculator results, rankings, or editorial content.
- You are under no obligation to use any affiliate link.
- Third-party products and services linked from this Site are subject to their own terms and conditions. We are not responsible for their content, pricing, availability, or practices.
6. Intellectual Property
All content on Investing Hub — including the calculator code, design, copy, graphics, and logo — is the property of Investing Hub and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written permission.
You are welcome to share links to individual calculator pages. Embedding calculators via the provided embed code is permitted for non-commercial use, provided the "Powered by Investing Hub" attribution link remains intact.
7. User Conduct
You agree not to use the Site in any way that:
- Violates any applicable local, national, or international law or regulation.
- Attempts to gain unauthorised access to any part of the Site or its infrastructure.
- Scrapes, harvests, or collects data from the Site using automated means without our written consent.
- Interferes with the operation or security of the Site.
8. Third-Party Links and Services
The Site may contain links to third-party websites, tools, or services. These links are provided for convenience only. Investing Hub does not endorse, control, or accept responsibility for the content, privacy practices, or terms of any third-party site. Access to linked sites is at your own risk.
9. Changes to Terms
We reserve the right to modify these Terms of Use at any time. Updated terms will be posted on this page with a revised "Last updated" date. Your continued use of the Site after any modification constitutes your agreement to the updated terms.
10. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising from use of the Site shall be resolved in the courts of competent jurisdiction.
11. Contact
If you have any questions about these Terms of Use, please contact us at hello@YOUR-DOMAIN.com.